4 Reasons to Choose an Independent Insurance Agent
Purchasing insurance can be a complicated process. It’s not a commodity, it’s a promise of protection that could potentially make or break your financial situation. Are you sure you’re getting the best possible value for your dollar? How do you know that you’re making the right choices about coverage? This can be a daunting experience and independent insurance agents like us, are best suited to help our clients choose the best coverage for their dollar. Our loyalty is to the client, so here are four reasons why you might want to consider getting insured through and independent agent.
They offer more choices
Independent agents represent many different insurance companies that offer a wide variety of coverage options and price points. You don’t need to accept one quote from one company and neither do you need to spend time filling out many different online applications to get your own quote comparisons. With their connections and knowledge of the market, independent agents can often find better values for you than you might find searching on your own. Independent agents shop around for you to help save costs and they find you the right blend of price, coverage, and service. At SDL Insurance we have an average of seven personal carriers and seven commercial line carriers, who also have an extensive network for various types of coverages. This enables us to get the best coverage at the best rate for our clients.
Independent agent’s interactions with multiple carriers consistently expose them to different types of insurance coverage and scenarios which gives them a vast knowledge base of insurance expertise. They can explain the complexities of insurance in simple terms, which helps in making the right decision. They are specialized in assessing their clients’ insurance needs and matching them with the insurance carrier that meets those needs at a price the client can afford.
Personal Advisors and Advocates
Independent agents work for the clients. They provide professional advice that benefits the client and not a parent company. You can have many types of Insurance coverages over time, but keep the same agent because the agent is your advocate, making sure you have the right coverage irrespective of the carrier. If you have a billing issue or need to change your coverage, your independent agent can assist in working with the insurance company on your behalf. We take pride in assisting our customers and providing them with the best customer service experience they deserve from an expert insurance agent.
One-stop Insurance Shopping
Independent agents can often meet all of your insurance needs with the companies they represent, providing auto, home, renters, and business coverage. At SDL we offer commercial insurance and many of our commercial clients also have personal insurance coverage through us. This makes it easier for the client as they have a single point of contact for all their insurance needs whether personal or business. At SDL, we are happy to cover residential and commercial insurance needs for our clients as we know how convenient it is for them to be able have a reliable single agent for all their insurance needs.
Contact us to day to see how we can provide you with various insurance coverage options to cover your family and business.